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PENGARUH STRUKTUR PEMBIAYAAN TERHADAP PROFITABILITAS BANK MANDIRI SYARIAH
This research is aimed to analyze financing structure and its influence to the profitability of Bank Syariah Mandiri (2009-2016 periods). As an important institution in the economic matters, a proper performance supervisory by banking regulator is required. The examination of data quality shows that the data is normally realized. Profitability is the dependent variable in this research whereas mudharabah, musyarakah, murabahah, istishna, and ijarah are the independent variables.Descriptive quantitative has been applied as the method in this research in order to gain a description how great the financing structure and its influence to the profitability of Bank Syariah Mandiri. The data collection technique has been done by using secondary data which has been obtained from quarterly financial report which has been published by every Sharia Banks which have been selected as samples through each banking website. The result of model feasibility test (goodness of fit) shows that financing i.e. mudharabah, musyarakah, murabahah, istishna, and ijarah give influence to the profitability. The result of significance test (t test) shows that financing i.e. musyarakah, murabahah, istishna, and ijarah give influence to the profitability. Meanwhile, mudharabah financing does not give any influence to the profitability of Bank Syariah Mandiri.
Keywords: profit sharing financing, buying and selling, rent, profitability
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